Farm Credit Services understands how the cycles of farming can affect your business. We
will work with you to tailor a loan that fits your operation and your cash flow. Credit Line
Operating Loans are short-term loans used to finance daily business operations. Credit Line
customers access loan funds with drafts that can be used 7 days a week, 24 hours a day.
Credit Line
Farm Credit offers a line of credit that can be outstanding at any one time. The customer can
borrow and repay as often as necessary as long as the balance doesn't exceed the credit limit.
Farm Cash Management
In today's agricultural world you can't afford to let your money sit idle. That's why Farm
Credit Services and AgriBank have teamed up to introduce a NEW integrated account to help you
maximize the use of your money. It's called Farm Cash Management account - and it's available
only to FCS members. The Farm Cash Management account combines the ready availability of a
revolving line of credit with the high return of a short-term investment.
The account saves you money by putting your funds to work where they generate the best return for YOU.
Funds Held Account Earns You Interest and Saves Time
Park you excess funds in this account and receive an excellent rate of interest and still withdraw
funds to pay insurance, taxes or for any reason you want - up to 12 times per year. You can
save time when you deposit money in your account anytime. When your loan comes due, it's automatically
transferred to your loan payment
Equipment and Machinery Loans
Farm Credit Services offers competitive rates, quick and convenient loans on equipment and
machinery. You can also obtain Farm Credit financing through your equipment dealer, as well
as at your local FCS office. Our financing specialists can help you acquire the equipment and
machinery you need, in a way that meets your financial objectives.
Expand Your Horizons with a Real Estate Loan
More than land and building loans, at Farm Credit Services we offer creative financing solutions
designed to meet your individual needs. Along with a variety of rates and terms, FCS offers other
advantages too - such as conversion options, interest rate caps and flexible payment schedules.
Contact our agricultural credit specialists today to learn more about our real estate loan options
designed just for you.
High Quality Real Estate Appraisals at a Reasonable Cost
When you need to establish the value of farm real estate, it makes sense to turn to the agricultural
appraisal specialists at Farm Credit Services for a professional, reliable, high quality appraisal at
a reasonable cost.
Appraisal services may be provided to persons or entities that are eligible to borrow from Farm Credit
Services. Appraisal services may also be provided to banks and other institutions requesting for or on
behalf of such eligible persons.
Appraisal services may be provided on agriculture, agribusiness and rural residential properties.
Country Living Mortgages Offer Comfortable Advantages
If you live in the country, or would like to, Farm Credit Services can help you buy, build, refinance or
remodel the house of your dreams. We finance primary residences - country homes, small farms, lake homes
and more - as well as the acreage underneath them.
Country mortgages offer flexible terms and competitive rates. Contact a Farm Credit lending specialist
to discuss a loan that is tailored to fit your individual needs, resulting in a mortgage that's easy to live with.
Keeping the Farm in the Family
Bringing the next generation into the family farming business is important to Farm Credit Services. The Family
Farm Program allows sellers to participate in the financing, and be paid over a five-year period, with FCS financing
a 25-year mortgage.
The Family Farm Program lets young purchasers get started with a lower down payment, build their equity
faster, and save on interest. It also gives the sellers a steady source of retirement income and a tax advantage.
Secondary Market Loans
Farm Credit Services offer rural residential home financing with competitive rates and quick service.
Student Loans: The Right Tools for the Road Ahead
Farm Credit Services offers student loans for children of farm families that meet the eligibility requirements
and will be attending a public or private institution. The loan has a variable interest rate, subject to
change annually. The maximum loan is $20,000, with draws of $2500 each semester. The loan term will be set
up on a five-year term.