Loans : Operating Loans

Farm Credit Services understands how the cycles of farming can affect your business. We will work with you to tailor a loan that fits your operation and your cash flow. Credit Line Operating Loans are short-term loans used to finance daily business operations. Credit Line customers access loan funds with drafts that can be used 7 days a week, 24 hours a day.

Credit Line

Farm Credit offers a line of credit that can be outstanding at any one time. The customer can borrow and repay as often as necessary as long as the balance doesn't exceed the credit limit.

Farm Cash Management

In today's agricultural world you can't afford to let your money sit idle. That's why Farm Credit Services and AgriBank have teamed up to introduce a NEW integrated account to help you maximize the use of your money. It's called Farm Cash Management account - and it's available only to FCS members. The Farm Cash Management account combines the ready availability of a revolving line of credit with the high return of a short-term investment.

The account saves you money by putting your funds to work where they generate the best return for YOU.

Funds Held Account Earns You Interest and Saves Time

Park your excess funds in this account and receive an excellent rate of interest and still withdraw funds to pay insurance, taxes or for any reason you want - up to 12 times per year. You can save time when you deposit money in your account anytime. When your loan comes due, it's automatically transferred to your loan payment.