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FCS of ND Offices Open to the Public!

Operating under CDC guidelines, and making customer and employee safety a priority, as of June 22nd all our FCS of ND office locations are open to the public.
Please contact your local branch office to visit with your financial or crop insurance representative. We look forward to serving you in person.
We appreciate your business!

Farm Credit Services of ND

Farm Credit Services of ND Holds Interest Rate Increase to Customers for a Second Time!

Farm Credit Services of North Dakota announced that for a second time they will not pass on the Federal Reserve interest rate increase to its variable rate customers.  This is Pat-NOW in action, passing real cost savings onto our customers immediately! 

In December 2017, the Federal Reserve announced a rate increase of 25 points (.25%). This directly impacted our borrowing costs, but Farm Credit Services of ND was able to hold this rate increase and not pass it onto our customers, providing immediate patronage.  Now for a 2nd time in 2018, we have held rates.

How much does this mean for our loan customers?  The average loan size customer will save an estimated $1700 per year, not only in 2018, but every year going forward.  Your interest rate savings may be more or less depending on your loan size.

Farm Credit Services of North Dakota continues to be the low interest rate leader in northwest and north central North Dakota.  We are proud to be a cooperative working for our customers, and that means giving back on a consistent basis with our Pat-NOW philosophy of low rates.

We strive hard to manage the expenses of our business to benefit our cooperative owners.  The loan customers of FCS of ND directly benefit from this action, but more than that, all producers in our territory see other lenders trying to keep pace by keeping their rates lower.  

Stop in and visit with our ag-based knowledgeable staff today to see what Pat-NOW can do for you!

Minot                  800-264-1265                     Crosby                  701-965-2265
Bottineau            800-2643731                       Rugby                   800-467-5863
Carrington           800-264-2836                     Williston               800-264-1095

About Farm Credit Services of North Dakota
Farm Credit Services of North Dakota is a member-owned agricultural credit association providing loans to farmers and ranchers for real estate, machinery, livestock and operating needs. FCS of ND also offers life and disability and crop insurances to the rural community. FCS of ND serves 17 counties in northwest North Dakota through branch offices located in Minot, Bottineau, Carrington, Crosby, Rugby, and Williston, including Bowbells Crop Insurance (Bowbells), and Ward County Crop Insurance (Minot). For more information, visit




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