Farm Credit Services of ND

Operating Loans

Farm Credit Services understands how the cycles of farming can affect your business. We will work with you to tailor a loan that fits your operation and your cash flow. Credit Line Operating Loans are short-term loans used to finance daily business operations. Credit Line customers access loan funds with drafts that can be used 7 days a week, 24 hours a day.

Credit Line
Farm Credit offers a line of credit that can be outstanding at any one time. The customer can borrow and repay as often as necessary as long as the balance doesn't exceed the credit limit.

Disbursement Card
With the FCS business MasterCard you can disburse funds straight from your operating loan to pay farm expenses. Advantages of the disbursement card include low rates from your operating loan, no additional charge to use the card, transaction detail appears on your statement, convenient, fast and easy to use, safe and secure and widely accepted anywhere MasterCard is accepted.

Farm Cash Management®
In today's agricultural world you can't afford to let your money sit idle. That's why Farm Credit Services and AgriBank have teamed up to introduce a NEW integrated account to help you maximize the use of your money. It's called Farm Cash Management - and it's available only to FCS members. The Farm Cash Management account combines the ready availability of a revolving line of credit with the high return of a short-term investment.

The account saves you money by putting your funds to work where they generate the best return for YOU.

Funds Held Account Earns You Interest and Saves Time
Park your excess funds in this account and receive an excellent rate of interest and still withdraw funds to pay insurance, taxes or for any reason you want - up to 12 times per year. You can save time when you deposit money in your account anytime. When your loan comes due, it's automatically transferred to your loan payment.


LEGAL DISCLAIMER This is not an offer for the sale of Farm Cash Management® (FCM®) investment accounts or AgriBank Money Market investments. Such investments are not insured by or a direct obligation of the United States government. FCM investments can only be purchased directly from AgriBank, FCB. Carefully review the disclosure information provided to all prospective purchasers prior to purchasing. Farm Credit associations are not authorized to represent AgriBank regarding such investment accounts. You should not rely on any statement or opinion of our associations or personnel in deciding upon the safety and soundness of FCM accounts or their suitability for your particular situation. Certain terms and conditions apply to FCM accounts.




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