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Shareholders have approved the merger between Farm Credit Services of ND and AgCountry Farm Credit Services.

FCSND customers will not see any changes to their online banking services at this time.
Please watch for future communications.

Farm Credit Services of ND

Shareholders Approve Merger Between Farm Credit Associations

Shareholders Approve Merger Between Farm Credit Associations

Shareholders have approved a merger proposal bringing together two Farm Credit organizations serving Minnesota, North Dakota, and
Wisconsin. AgCountry Farm Credit Services and Farm Credit Services of North Dakota will merge under the name AgCountry Farm Credit
Services, beginning January 1, 2022.

The merged organization will operate in 82 counties throughout parts of Minnesota, North Dakota, and Wisconsin with 46 branch offices.
Headquartered in Fargo, N.D., the Association will serve over 25,000 member-owners, and have over $10 billion in assets.

“We want to first thank our shareholders for exercising their right in helping shape the future of our cooperative,” said Ed Hegland, board
chair of AgCountry Farm Credit Services. “From the beginning, both boards felt a merger would provide our member-owners with greater
long-term benefits, and this vote further affirms that belief.”

Farm Credit Services of North Dakota Board Chair Bryan Ankenbauer shares, “Our commitment to serving agriculture and rural America
will only grow stronger with this merger. We look forward to the new opportunities that will be created while keeping the best interests of
our members at the center of all that we do.”

About AgCountry Farm Credit Services

Headquartered in Fargo, N.D., AgCountry is a member-owned, locally-governed lending institution that provides credit, financial and insurance
services to farmers, ranchers and agribusinesses in eastern North Dakota, western Minnesota and central Wisconsin. AgCountry is a part of the
Farm Credit System, a nationwide network of cooperative financial services institutions that serves rural America. Learn more at AgCountry.com.

About Farm Credit Services of North Dakota

Farm Credit Services of North Dakota is a member-owned agricultural cooperative providing loans to farmers and ranchers for real estate,
machinery, livestock and operating needs. FCSND also offers life & disability and crop insurance to the rural community. FCSND serves
northwest and north central North Dakota and is part of the Farm Credit System. Learn more at farmcreditnd.com.

For information contact:
Adam Ulbricht                                             Teresa Kjellberg
320-214-5076                                              701-852-1265

adam.ulbricht@agcountry.com                teresa.kjellberg@fcsnd.com

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